I recently posted a Letter to the Editor to the Early Retirement Planning Insights site. it’s called Invest In Stocks Unless There Is a Strong Reason Not to Do So.
Juicy Excerpt: Stocks usually offer the better long-term deal. So long-term investors should usually be invested in stocks. This is what the Passives got right (and it’s no small thing). Where they messed up is in failing to see that there are exceptions to the general rule. There ARE exceptions.