I’ve posted a Guest Blog Entry at the Barbara Friedberg Personal Finance blog. It’s called The Turned-On Budget.
Juicy Excerpt: For your budget to do its job, you need to be on speaking terms with it. For your budget to get you to the truly magical places to which highly successful savers go, you need to do even better than that. You need to come to like your budget, to think of it as a friend, to feel open enough around it to tell it your secrets. It’s when you really come to care about your budget that you will find the money management experience being transformed for you from a chore to a joy.