“The Dollar Bills You Dangle in Front of Me to Entice Me to Join the Get Rich Quick Gravy Train Smell Bad. I Cannot Take That Smell, Man, You Know?”

Set forth below is the text of a comment that I recently put to the Goon Central board:

for a smart guy, you sure are poor.

Money isn’t my god, Dab.I like money. I have hopes of making many millions of dollars as we transition from Buy-and-Hold to Valuation-Informed Indexing. Full truth be told, I have hopes of making hundreds of millions. That’s serious money for a boy who got his start at old St. Timothy’s in Northeast, Philadelphia.But money has never been the driver for me. If money had been the driver, I never would have left my job at the Big Six consulting firm. The aim of my Retire Early plan was to finance my shift to doing more meaningful work. I think it would be fair to say that I have surpassed my wildest hopes and dreams for myself in that regard. So I am getting what I set out to get in spades. And we live a comfortable middle-class life. So the money, while it isn’t anywhere in the ballpark of what I ultimately want it to be, has been good enough.I don’t love money for itself. I love it for what it can add to life. The work we have done over the past 10 years will permit millions of middle-class people to live lives beyond their reach in earlier times. They will be inventing things that would otherwise not have been invented. They will be curing diseases that would otherwise not have been cured. They will be breaking down barriers, freeing people’s minds and bodies, doing all the wonderful stuff that we humans are capable of doing when we have out acts together. It is enabling all that cool stuff that is the kick for me.

I’ll be using most of the money that will come flowing in as a result to fund even more of that sort of exciting stuff, in any event. The bottom line here is that I don’t keep score by dollars. I keep score by breakthrough insights.

That option is available to you and the other Sewer Rats. My answer when people said I was being mean to Greaney was always to point out that I invited him to help me develop the New School SWR methodology. He would today have his name on the biggest web site on the internet had he gone that route. I would have been there for him and John Walter Russell would have been there for him. It is only his own rotten and twisted pride that stood in the way.

There are hundreds of opportunities like that just sitting there in front of you today, Dab. You can choose the path of hate and just make things worse and worse for yourself and all others. Or you can choose the path of love and make things better and better for every soul touched by this stuff (which is just about all of them).

My take is that money that leads us upward and forward is good money and that money that leads us downward and backward is bad money. Don’t dangle money in front of my face and expect me to jump. Dangle the good stuff that good money can do and you will get my attention every time.

It’s not how much money you have that matters, Dab. It’s what you do with the money that comes into your possession that matters. I am using mine to spread a life-affirming new way to invest in stocks. My strong hunch is that doing that will make me rich beyond my wildest dreams. But the truly beautiful part of the arrangement is that, even if it doesn’t, I have the satisfaction of knowing that it is my name that is on that life-affirming new way to invest in stocks.

That won’t change even if I lose every dollar that ever passes through my hands in the Second Great Depression. The riches that I have come to possess by following the path of love are secure riches. This is why I don’t feel the hate and anger and contempt that you feel. Good money puts you in a better place in the long term than the bad, ugly, smelly money that comes from tricking people and bullying people and compromising your personal integrity.

I get one life to live and I intend to use it following the path that makes sense to me. The dollar bills that you dangle in front of me trying to entice me to join the Get Rich Quick gravy train smell bad. I cannot take that smell, man, you know? That’s the thing. You are going to need to do something about the smell of that Buy-and-Hold money to get this boy to sign up for the program.

Otherwise, no can do. Please try to find someone else. I can’t go for that.


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  1. what says

    So…how exactly are you going to make hundreds of millions of dollars?

    Are you hoping someone with a billion dollars gives you 1$/word you type?

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