A Rich Life

The Old Ideas on Saving & Investing Don't Work -- Here's What Does

Google Knol #4 — The First Retirement Calculator That Gets the Numbers Right

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I’ve posted my fourth Google Knol. It is called The First Retirement Calculator That Gets the Numbers Right.

Juicy Excerpt: The valuation level that applies on he day the retirement begins is  the single biggest factor bearing on the safety or lack thereof of the retirement plan. The Old School studies,  developed in accord with the premises of the Buy-and-Hold Model, ignore this factor. Thus, the studies get all the numbers wildly wrong. And the retirement calculators based on these studies also get all the numbers wrong. We need a newfangled sort of retirement calculator!