“Lifetime Outcomes Matter. Not Moment-in-Time Outcomes.”

Set forth below is the text of a comment that I recently posted to the discussion thread for another blog entry at this site:

What is described by as success by the person you reference in this post is that he/she has millions in retirement accounts/savings that can be spent on retirement needs. What you call success is your opinion on what one guy said. He much can the person with millions spend on retirement needs versus what you can spend with what you have. I think most of us value the ability to have money in our retirement vs trying to determine if your opinion is to be considered. Outcomes matter.

Lifetime outcomes matter. Not moment-in-time outcomes. If you believed that Buy-and-Hold had even a one-in-time chance of prevailing in an environment in which honest posting re the peer-reviewed research was permitted, we never would have seen a single abusive post, much less any of the criminal stuff.

Ignoring 43 years of peer-reviewed research is an emotional choice.

My sincere take.

Rob