Set forth below is the text of a comment that I recently posted to the discussion thread for another blog entry at this site:
We have never seen a buy and hold failure over any 30 year period for our entire history. Meanwhile, we have never seen one successful outcome with VII. Even you went broke. You talk about retirement failures, yet you ignore the fact that you have a failed retirement. Why would anyone think you are credible?
The Great Depression wasn’t a Buy-and-Hold failure? What was it, a big success?
Rob


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