Buy-and-Hold Goon: “Nothing Needed Correcting, As Wade Pfau Pointed Out.” Rob: “Wade Pointed Out (After Being Threatened By You Goons) That Greaney Had Advanced a Comment on the First Day of the Discussions Saying That Anyone Who Cared to Was Free to Take a Withdrawal Rate of Less Than 4 Percent. Of Course They Were. That Was Never in Question.”

Set forth below is the text of a comment that I recently posted to the discussion thread for another blog entry at this site:

Nothing needed correcting, as Wade Pfau pointed out.

Wade pointed out (after being threatened by you Goons) that Greaney had advanced a comment on the first day of the discussions saying that anyone who cared to was free to take a withdrawal rate of less than 4 percent. Of course they were. That was never in question.

What we need is to permit all community members to post their honest views. When we all feel free to post our honest views, those of us who believe that Shiller’s Nobel-prize-winning research is legitimate research will be saying that. Whenever a Buy-and-Holder says that the safe withdrawal rate is always 4 percent, we will be explaining why that is not so. That way, the percentage of the population following Valuation-Informed Indexing will increase over time and we will never again see the sort of CAPE value that applies today.

We all need to learn about the last 40 years of peer-reviewed research and to incorporate the lessons of that wonderful body of research into our understanding of how stock investing works. The intimidation tactics of the Buy-and-Holders have been holding us back for a long time.. We need to bring the intimidation tactics to a full and complete stop by the close of business today and begin enjoying the benefits of an amazing learning experience.

That is my sincere take re these terribly important matters, in any event.

My best and warmest wishes to you and yours.

Rob